Theodore J Bowers

US Patent:

7809641, Oct 5, 2010

Filed:

Jul 15, 2002

Appl. No.:

10/193923

Inventors:

Shelley F. Sanders - Landenberg PA, US
Theodore Bowers - Greenville DE, US

Assignee:

JPMorgan Chase Bank, National Association - New York NY

International Classification:

G06Q 40/00

US Classification:

705 41, 705 14, 705 39

Abstract:

A system and method for funding a collective account such as a charitable account includes issuing a plurality of financial instruments, linking the financial instruments to the collective account, aggregating individual financial instrument usage, calculating a bonus or other reward based on the aggregate financial instrument usage and funding or distributing the reward to the collective account. According to the invention, members of a civic, charitable, political or other entity may generate collective rewards or other benefits which may be attributed to the designated organization.

US Patent:

7945514, May 17, 2011

Filed:

Aug 23, 2010

Appl. No.:

12/861003

Inventors:

Shelley F. Sanders - Landenberg PA, US
Theodore Bowers - Greenville DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 41, 705 14, 705 39

Abstract:

A system and method for funding a collective account such as a charitable account includes issuing a plurality of financial instruments, linking the financial instruments to the collective account, aggregating individual financial instrument usage, calculating a bonus or other reward based on the aggregate financial instrument usage and funding or distributing the reward to the collective account. According to the invention, members of a civic, charitable, political or other entity may generate collective rewards or other benefits which may be attributed to the designated organization.

US Patent:

8156047, Apr 10, 2012

Filed:

Jun 23, 2011

Appl. No.:

13/167367

Inventors:

Shelley F. Sanders - Landenberg PA, US
Theodore Bowers - Greenville DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 41, 705 14, 705 39

Abstract:

A system and method for funding a collective account such as a charitable account includes issuing a plurality of financial instruments, linking the financial instruments to the collective account, aggregating individual financial instrument usage, calculating a bonus or other reward based on the aggregate financial instrument usage and funding or distributing the reward to the collective account. According to the invention, members of a civic, charitable, political or other entity may generate collective rewards or other benefits which may be attributed to the designated organization.

US Patent:

8185940, May 22, 2012

Filed:

Jul 17, 2007

Appl. No.:

11/778958

Inventors:

Theodore J Bowers - Wilmington DE, US
Dean Ilijasic - Wilmington DE, US
Shelley F. Sanders - Landenberg PA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

H04L 29/06

US Classification:

726 8, 713155, 713182, 705 50, 709229

Abstract:

The present invention provides methods and systems for providing discriminated partner system resources to the user of a host system. A host entity has a business relationship with one or more partnered entities. A user accesses the host's system and then uses the host's system to connect to a partner's system. Access from one system to the next is seamless and requires no additional user input to verify the user's access rights to subsequently accessed partners' systems. The content delivered to the user from a partner's system is discriminated from a larger pool of information to appear consistent in appearance, message, or both with the host system. The host system, the partner system or both systems may perform the discrimination functions. The user is thereby provided with seamless access to partnered systems that reflects the business partnership of the host and various partners.

US Patent:

8301493, Oct 30, 2012

Filed:

Nov 5, 2002

Appl. No.:

10/287558

Inventors:

Shelley F. Sanders - Landenberg PA, US
Theodore Bowers - Greenville DE, US
Dean Ilijasic - Westerville OH, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 30/00

US Classification:

705 141, 705 142, 705 1417, 705 1418, 705 1425, 705 1436

Abstract:

A system and method for providing incentives to consumers to share their consumer information with third parties is provided. According to one aspect of the present invention, a method is provided which includes the steps of: accepting consumer information; storing the consumer information; requesting permission from the consumer to share their consumer information with a third party; and offering the consumer a selected incentive in exchange for their permission to share their consumer information.

US Patent:

8429076, Apr 23, 2013

Filed:

Aug 2, 2011

Appl. No.:

13/196447

Inventors:

Shelley F. Sanders - Landenberg PA, US
Theodore Bowers - Greenville DE, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 41

Abstract:

A system and method for funding a collective account such as a charitable account includes issuing a plurality of financial instruments, linking the financial instruments to the collective account, aggregating individual financial instrument usage, calculating a bonus or other reward based on the aggregate financial instrument usage and funding or distributing the reward to the collective account. According to the invention, members of a civic, charitable, political or other entity may generate collective rewards or other benefits which may be attributed to the designated organization.

US Patent:

20030014519, Jan 16, 2003

Filed:

Jul 12, 2001

Appl. No.:

09/902612

Inventors:

Theodore Bowers - Wilmington DE, US
Dean Ilijasic - Wilmington DE, US
Shelley Sanders - Landenberg PA, US

International Classification:

G06F015/173
G06F015/16

US Classification:

709/225000, 709/227000, 709/217000

Abstract:

The present invention provides methods and systems for providing discriminated partner system resources to the user of a host system. A host entity has a business relationship with one or more partnered entities. A user accesses the host's system and then uses the host's system to connect to a partner's system. Access from one system to the next is seamless and requires no additional user input to verify the user's access rights to subsequently accessed partners' systems. The content delivered to the user from a partner's system is discriminated from a larger pool of information to appear consistent in appearance, message, or both with the host system. The host system, the partner system or both systems may perform the discrimination functions. The user is thereby provided with seamless access to partnered systems that reflects the business partnership of the host and various partners.

US Patent:

20130006875, Jan 3, 2013

Filed:

Sep 10, 2012

Appl. No.:

13/608272

Inventors:

Shelley F. SANDERS - Landerberg PA, US
Theodore Bowers - Greenville DE, US
Dean Ilijasic - Westerville OH, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 30/02
G06F 17/30

US Classification:

705304, 707740, 707E17046

Abstract:

A system and method for providing incentives to consumers to share their consumer information with third parties is provided. According to one aspect of the present invention, a method is provided which includes the steps of: accepting consumer information; storing the consumer information; requesting permission from the consumer to share their consumer information with a third party; and offering the consumer a selected incentive in exchange for their permission to share their consumer information.