Thomas J Elliott

US Patent:

6651219, Nov 18, 2003

Filed:

Jan 11, 1999

Appl. No.:

09/228874

Inventors:

Thomas A. Elliott - San Francisco CA

Assignee:

Multex Systems, Inc. - New York NY

International Classification:

G06F 1500

US Classification:

715530, 715531, 715538

Abstract:

An automated text generation system may be used to generate financial reports based on financial data. The text generation system uses decisional statements in conjunction with a base equation, and the decisional statements are evaluated using the base equation to determine a resulting logic path. The logic path may then be used to specify appropriate text fragments reflecting analytic conditions. The text fragments may include variables to vary the text content of the report for aesthetic and analytic purposes, which are evaluated at run-time. A variety of analytic conditions may be represented in a flexible manner.

US Patent:

20210256489, Aug 19, 2021

Filed:

Feb 19, 2020

Appl. No.:

16/794457

Inventors:

- Charlotte NC, US
Poppy Marie Kimball - Redwood City CA, US
Thomas Elliott - Redwood City CA, US
Audrey L. Longfellow - Oak Hill VA, US
Heather Roseann Dolan - Sarasota FL, US
Christina Ann Lillie - Ann Arbor MI, US
Justin Riley duPont - Charlotte NC, US

Assignee:

Bank of America Corporation - Charlotte NC

International Classification:

G06Q 20/10
G06Q 40/02
G06Q 20/42

Abstract:

A system for automated resource transfers based on predictive electronic data analysis is provided. In particular, the system may continuously track data (e.g., as historical data) that may be sent between two entities, where the data may include resource transfer data. Based on the parameters of the resource transfer data, the system may identify a pattern within the historical data in order to set up a recurring resource transfer based on the identified pattern. In this way, the system may increase the efficiency of resource transfers executed across entities.

US Patent:

20210150523, May 20, 2021

Filed:

Dec 28, 2020

Appl. No.:

17/135876

Inventors:

- Cupertino CA, US
Ahmer A. KHAN - Cupertino CA, US
Thomas ELLIOTT - Cupertino CA, US
Timothy S. HURLEY - Cupertino CA, US
Jennifer J. BAILEY - Cupertino CA, US
David E. BRUDNICKI - Cupertino CA, US

International Classification:

G06Q 20/38
G06F 21/45
G06Q 20/10
G06Q 20/32
G06Q 20/40
G06Q 20/12
H04W 12/069

Abstract:

Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.

US Patent:

20190325125, Oct 24, 2019

Filed:

Sep 5, 2018

Appl. No.:

16/122321

Inventors:

- Cupertino CA, US
Daniel R. Borges - San Francisco CA, US
Irene M. Graff - Cupertino CA, US
Johan O. Bergerengen - San Francisco CA, US
Subash Marri Sridhar - San Jose CA, US
Thomas Elliott - Redwood City CA, US

Assignee:

Apple Inc. - Cupertino CA

International Classification:

G06F 21/33
H04L 9/30
G06F 21/62

Abstract:

Embodiments of the present disclosure are directed to, among other things, improving data security with respect to data collection, verification, and authentication techniques associated with obtaining and transmitting identity information. For example, an identification credential may be received (e.g., via a short-range communications protocol such as iBeacon) by a first device from a second device. The credential may be associated with a second user of the second device. The first device may verify the credential and, if valid, an additional option to approve a secure communications channel may be presented at the first device. If the additional option is selected, a secure communications channel may be established between the first device and the second device.

US Patent:

20190327228, Oct 24, 2019

Filed:

Sep 5, 2018

Appl. No.:

16/122329

Inventors:

- Cupertino CA, US
Daniel R. Borges - San Francisco CA, US
Irene M. Graff - Cupertino CA, US
Johan O. Bergerengen - San Francisco CA, US
Subash Marri Sridhar - San Jose CA, US
Thomas Elliott - Redwood City CA, US

Assignee:

Apple Inc. - Cupertino CA

International Classification:

H04L 29/06
H04W 12/06

Abstract:

Embodiments of the present disclosure are directed to, among other things, improving data security with respect to data collection, verification, and authentication techniques associated with obtaining and transmitting identity information. For example, an identity credential may be secured using biometric information associated with a user, the biometric information being obtained using a first biometric input method of a plurality of biometric input methods. When the user is later authenticated, the authentication may be based at least in part on determining that the user has selected a biometric input method that matches the biometric input method used to secure the credential as well as providing biometric information that matches the biometric information used to secure the identity credential.

US Patent:

20170103388, Apr 13, 2017

Filed:

Sep 23, 2016

Appl. No.:

15/274929

Inventors:

- Cupertino CA, US
Ahmer A. Khan - Cupertino CA, US
Thomas Elliott - Cupertino CA, US
Timothy S. Hurley - Cupertino CA, US
Jennifer J. Bailey - Cupertino CA, US
David E. Brudnicki - Cupertino CA, US

International Classification:

G06Q 20/38
G06Q 20/10
H04W 12/06
G06Q 20/40
H04W 4/02
G06F 21/45
G06Q 20/32

Abstract:

Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.

US Patent:

20170011395, Jan 12, 2017

Filed:

Sep 23, 2016

Appl. No.:

15/274841

Inventors:

- Cupertino CA, US
Ahmer A. Khan - Cupertino CA, US
Thomas Elliott - Cupertino CA, US
Timothy S. Hurley - Cupertino CA, US
Jennifer J. Bailey - Cupertino CA, US
David E. Brudnicki - Cupertino CA, US

International Classification:

G06Q 20/38
G06Q 20/32
H04L 9/08

Abstract:

Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data. Additional embodiments are also provided.