Thomas Wayne Poole

US Patent:

20220366395, Nov 17, 2022

Filed:

Jul 28, 2022

Appl. No.:

17/815752

Inventors:

- McLean VA, US
Thomas POOLE - Chantilly VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 20/22
G06Q 20/32
G06Q 20/34
G06Q 20/42

Abstract:

Systems, methods, and computer-readable media are provided for mobile-based transaction pre-authorization. One example method comprises receiving, from a device (such as a mobile device), a pre-authorization request including at least selection of a payment method, and generating a pre-authorization for a purchase based on the selected payment method. The method further comprises receiving a transaction request, determining whether the received transaction request is associated with the pre-authorization, and processing the transaction request based on the determination. Systems and computer-readable media implementing the above method are also provided. User interfaces are also provided for enabling the use of such methods, systems, and computer-readable media on, for example, mobile devices.

US Patent:

20230045220, Feb 9, 2023

Filed:

Oct 25, 2022

Appl. No.:

17/973404

Inventors:

- McLean VA, US
Thomas S. Poole - Chantilly VA, US

International Classification:

G06Q 20/40
G06Q 20/00
G06V 10/10
G06V 20/62
G06V 30/142
G06V 30/224
G06V 30/414
G06Q 10/08
G06Q 20/32
G06Q 20/36
G06Q 20/38

Abstract:

A system and method for generating a notification of a price change for a transaction and facilitating an associated price adjustment based on electronic image capture of a paper receipt. An image capture system captures an electronic image of a paper transaction receipt, which is transmitted to a data extraction processor that extracts transaction receipt data from the captured electronic image. A unique key is generated that is matched to a transaction record to generate a reliability score for the OCRed image and to authorize price matching. If the price monitoring server identifies that the price of a purchased transaction item has changed, the price monitoring server automatically generates a notification to the user indicating the price change and an email to the customer service department of the merchant from which the transaction item was purchased, requesting a price adjustment that is credited back to the payment instrument.

US Patent:

20210336941, Oct 28, 2021

Filed:

Jul 6, 2021

Appl. No.:

17/368385

Inventors:

- McLean VA, US
Kunal Arora - Great Falls VA, US
Thomas Poole - Chantilly VA, US
Daniel Kahn - San Francisco CA, US
Dwij Trivedi - Oakton VA, US
Paul Moreton - Glen Allen VA, US

Assignee:

Capital One Services LLC - McLean VA

International Classification:

H04L 29/06
G06F 16/954
G06F 21/62
G06F 21/31
G06Q 20/12
G06Q 20/38
G06F 40/174
G06Q 20/40

Abstract:

Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account, The operations may further include sending the second computing device an authentication request, receiving an authentication response, and populating the payment field with the secure token.

US Patent:

20210248593, Aug 12, 2021

Filed:

Apr 28, 2021

Appl. No.:

17/242764

Inventors:

- McLean VA, US
Matthew DE GANON - McLean VA, US
Thomas POOLE - McLean VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 20/36
G06F 21/44
G06F 21/62
G06Q 20/06
G06Q 20/38
G06F 21/73
G06Q 20/32
G06Q 20/40

Abstract:

Systems and methods are provided for generating and managing dynamic customized electronic tokens for electronic device interactions. A system for transferring data between a user device associated with a user and a remote device may include a memory storing instructions and a processor configured to execute the stored instructions. The stored instructions may configure the processor to receive, via a network, transaction information from the remote device, access information associated with an electronic token, and provide the electronic token to the remote device. The electronic token may be associated with at least one of the user or the user device, and a token server may generate the electronic token based on the received transaction information, and determine one or more expiration parameters for the electronic token.

US Patent:

20210209588, Jul 8, 2021

Filed:

Mar 22, 2021

Appl. No.:

17/208040

Inventors:

- McLean VA, US
Thomas S. Poole - Chantilly VA, US
Paul Y. Moreton - Glen Allen VA, US
Dwij Trivedi - Oakton VA, US
Kunal Arora - Great Falls VA, US
Katherine H. McHugh - McLean VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 20/38
H04L 29/08
G06Q 20/12
H04L 29/06
G06Q 20/10
G06Q 20/40

Abstract:

Methods and systems for providing browser extension are disclosed. In some embodiments, the browser extension system includes a communication device in communication with a computing device and a networked system. The browser extension system also includes a processor configured to perform operations comprising: maintaining data associated with the computing device; detecting, through a browser extension application running on the computing device, a field in a web page associated with the networked system and provided by a web browser application running on the computing device; and in response to detecting the field: (i) automatically populating the field, through the browser extension application, with a secure token mapped to the data, (ii) detecting, through the browser extension application, a submission script associated with the web page, and (iii) automatically executing the submission script to submit the secure token through the browser extension application to the networked system.

US Patent:

20210035137, Feb 4, 2021

Filed:

Oct 16, 2020

Appl. No.:

17/073160

Inventors:

- McLean VA, US
Thomas S. POOLE - McLean VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

G06Q 30/02
G06Q 10/08

Abstract:

The disclosed embodiments generally relate to in-store customer traffic analysis systems and methods. The system includes at least one sensor positioned within a retail store, at least one display associated with the at least one sensor, one or more memory devices storing instructions and one or more hardware processors configured to execute the instructions to perform operations. The operations include receiving a sensor signal indicating that a user device is within a proximity to the at least one sensor in the retail store, extracting a user device identifier from the sensor signal, correlating the sensor signal to the at least one display, generating a foot traffic record associated with the user device identifier and the at least one display, based on the received sensor signal, and storing the generated foot traffic record.

US Patent:

20200364763, Nov 19, 2020

Filed:

Aug 3, 2020

Appl. No.:

16/983730

Inventors:

- McLean VA, US
Thomas S. Poole - Chantilly VA, US
Hannes Jouhikainen - Arlington VA, US

International Classification:

G06Q 30/06

Abstract:

A system and method include a kiosk processor, a device kiosk on a customer mobile device, which displays via a user interface, content and options for the customer from a third party customer service system, a customer interaction channel that receives, via an associated customer interaction network, a request to access the third party customer service system, an authentication module associated with the kiosk processor that receives customer data and customer input associated with an authentication request to authenticate the customer, identifies a customer mobile device based on device identifiers, and evaluates risk factors associated with the customer mobile device, and a communication interface associated with the kiosk processor, that transmits, via a push notification gateway, a push notification to the device kiosk on the customer mobile device that establishes, via the network, a secure connection between the customer mobile device and the third party customer service system.

US Patent:

20200304486, Sep 24, 2020

Filed:

Jun 11, 2020

Appl. No.:

16/899144

Inventors:

- McLean VA, US
Kunal Arora - Great Falls VA, US
Thomas Poole - Chantilly VA, US
Daniel Kahn - San Francisco CA, US
Dwij Trivedi - Oakton VA, US
Paul Moreton - Glen Allen VA, US

Assignee:

Capital One Services, LLC - McLean VA

International Classification:

H04L 29/06
G06F 16/954
G06F 21/62
G06F 21/31
G06Q 20/12
G06Q 20/38
G06F 40/174
G06Q 20/40

Abstract:

Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account. The operations may further include sending the second computing device an authentication request, receiving an authentication response, and populating the payment field with the secure token.