Thomas Allen Summerford

US Patent:

20040138950, Jul 15, 2004

Filed:

Dec 18, 2003

Appl. No.:

10/740887

Inventors:

Andrew Hyman - Harrison NY, US
Thomas Summerford - Columbia SC, US

International Classification:

G06F017/60

US Classification:

705/014000

Abstract:

There is disclosed a method and apparatus for devising the financial aspects of a plan of benefits for a given population of employees in accordance with goals set by an employer of the employees. This invention enters data into a memory of a computer system reflective of the employees, the costs of the benefits and the employer's goals. Next, variables are defined and entered into the memory reflecting the costs of the benefits, and a set of relationships is constructed of the cost variables in a manner to constrain the cost variables in accordance with the plan of benefits. Finally, the set of relationships is processed in the computer system to provide at least one set of solutions of the cost variables.