Veronica D Smith

US Patent:

20180336508, Nov 22, 2018

Filed:

May 18, 2017

Appl. No.:

15/598574

Inventors:

- Charlotte NC, US
David Joseph Koval - Charlotte NC, US
Kristy Lynn Monk - Charlotte NC, US
Keith Dion Owes - Bordentown NJ, US
Brett C. Carter - Huntersville NC, US
John Zemaitis - Charlotte NC, US
Kim Leah Bunn - Saint Johns FL, US
Sherri Sullivan - Newark DE, US
Matthew Joseph Wallace - Media PA, US
Veronica Smith - The Colony TX, US

International Classification:

G06Q 10/06
G06Q 10/08

Abstract:

Embodiments of the present invention provide a system for providing techniques, computer networks, and monitoring systems for managing and operating a nodal resource grid system in which resource notes are received, dispensed, and transferred throughout the nodal network. The nodal network may include or comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for unique identifiers as they are received and/or dispensed at the nodes in real-time. These unique identifiers allow the system to track individual resource notes as they progress through the nodal network. The information about resource notes at each node can be recorded and stored in real-time, and information about the health of the network can be provided as visual representations to computing devices of a managing user.

US Patent:

20180336536, Nov 22, 2018

Filed:

May 18, 2017

Appl. No.:

15/599124

Inventors:

- Charlotte NC, US
David Joseph Koval - Charlotte NC, US
Kristy Lynn Monk - Charlotte NC, US
Keith Dion Owes - Bordentown NJ, US
Brett C. Carter - Huntersville NC, US
John Zemaitis - Charlotte NC, US
Kim Leah Bunn - Saint Johns FL, US
Sherri Sullivan - Newark DE, US
Matthew Joseph Wallace - Media PA, US
Veronica Smith - The Colony TX, US

International Classification:

G06Q 20/02

Abstract:

A system for tracking tangible resource items as they are outputted and/or inputted at resource transfer events. In specific implementations the resource items are tracked while the resource transfer events is occurring, such that, the user can confirm the resource transfer event or otherwise be notified of other resource options prior to the completion of the resource transfer event. In addition the tracking of the input and output of the tangible resource items provides for a user's transfer event ledger to reflect use of tangible resource items at resource transfer events.

US Patent:

20180336538, Nov 22, 2018

Filed:

May 18, 2017

Appl. No.:

15/598589

Inventors:

- Charlotte NC, US
David Joseph Koval - Charlotte NC, US
Keith Dion Owes - Bordentown NJ, US
Brett C. Carter - Huntersville NC, US
Kim Leah Bunn - Saint Johns FL, US
Sherri Sullivan - Newark DE, US
Matthew Joseph Wallace - Media PA, US
Veronica Smith - The Colony TX, US

International Classification:

G06Q 20/10
G06Q 20/40
G06Q 20/32
G06Q 20/02

Abstract:

A system for processing tangible resources comprises a network communication interface and a memory device storing a resource deposit application. A processing device is operatively coupled to the memory device to execute computer-readable program code to: receive a request to process a tangible resource from a user; receive an image including identifiable information of the tangible resource; determine the validity of the request; and, upon determination that the request is valid, process the tangible resource without having physical custody of the tangible resource. The system also may include a user device including a network communication interface and a memory device storing a resource processing application. A processing device is operatively coupled to the memory device to execute computer-readable program code to: log into the tangible resource transfer processing system; transmit the request to process a tangible resource to a system; and transmit the image.

US Patent:

20180336555, Nov 22, 2018

Filed:

May 18, 2017

Appl. No.:

15/599129

Inventors:

- Charlotte NC, US
David Joseph Koval - Charlotte NC, US
Kristy Lynn Monk - Charlotte NC, US
Keith Dion Owes - Bordentown NJ, US
Brett C. Carter - Huntersville NC, US
John Zemaitis - Charlotte NC, US
Kim Leah Bunn - Saint Johns FL, US
Sherri Sullivan - Newark DE, US
Matthew Joseph Wallace - Media PA, US
Veronica Smith - The Colony TX, US

International Classification:

G06Q 20/40
G06Q 20/02

Abstract:

A system for identifying unauthorized resource transfer events and/or unauthorized tangible resource items at resource transfer events. The unauthorized resource transfer events and/or tangible resource items may be identified while the resource transfer event is occurring (e.g., in real-time); thereby, allowing for the prevention of the completion of the event or other actions, such as deactivating the node, sequestering the resource items, and/or reconfiguring the security protocol.

US Patent:

20180336766, Nov 22, 2018

Filed:

May 18, 2017

Appl. No.:

15/598579

Inventors:

- Charlotte NC, US
David Joseph Koval - Charlotte NC, US
Kristy Lynn Monk - Charlotte NC, US
Keith Dion Owes - Bordentown NJ, US
Brett C. Carter - Huntersville NC, US
John Zemaitis - Charlotte NC, US
Kim Leah Bunn - Saint Johns FL, US
Sherri Sullivan - Newark DE, US
Matthew Joseph Wallace - Media PA, US
Veronica Smith - The Colony TX, US

International Classification:

G07F 19/00
G06Q 10/08

Abstract:

Embodiments of the present invention provide a system for managing and/or operating a nodal grid network in which resources are received, dispensed, and transferred throughout the nodal grid network. The nodal network may comprise automated teller machines, merchant stores, delivery vehicles, processing centers, and the like. The system scans resource notes for important and sometimes unique information as the resource notes are received and/or dispensed at each of the nodes. This information about the resource notes and the nodes of the network can be recorded and stored in real-time, such that the system can make real-time decisions regarding how to address any necessary adjustments of resource quantities at each node. Furthermore, historical nodal data can be analyzed to identify trends at each node, and this historical data can be extrapolated to provide insight into an expected health of each node at future points in time.