William J Carroll

US Patent:

20220309600, Sep 29, 2022

Filed:

Jun 15, 2022

Appl. No.:

17/840849

Inventors:

- McLean VA, US
Mykhaylo Bulgakov - Arlington VA, US
Adnan Malik - Voorhees NJ, US
Kevin P. Kelly - Austin TX, US
William Carroll - Huntingtown MD, US
Adam Vukich - Alexandria VA, US
Abdelkader Benkreira - New York NY, US

International Classification:

G06Q 50/18
G06Q 10/10
G06Q 20/36
G06F 16/23
G06Q 50/26
G06Q 40/02
G06F 16/951
G06Q 20/40

Abstract:

A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.

US Patent:

20220253838, Aug 11, 2022

Filed:

Apr 26, 2022

Appl. No.:

17/729985

Inventors:

- McLean VA, US
Andrea MONTEALEGRE - Arlington VA, US
Daniel John MARSCH - Arlington VA, US
Sophie BERMUDEZ - Washington DC, US
William CARROLL - Huntingtown MD, US

International Classification:

G06Q 20/38
G06K 19/077
G06Q 20/34

Abstract:

Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session.

US Patent:

20210390549, Dec 16, 2021

Filed:

Jun 15, 2020

Appl. No.:

16/901718

Inventors:

- McLean VA, US
Abdelkader BENKREIRA - Washington DC, US
Rajko ILINCIC - Annandale VA, US
William CARROLL - Huntingtown MD, US

International Classification:

G06Q 20/40
H04L 9/06

Abstract:

Systems and methods build blockchains and verify assets for smart contracts. A system includes a memory, a blockchain, a set of nodes, a set of verifiers, a set of miners, and a consensus protocol. The memory can have a block data structure representing a transaction for an asset having an identifier and at least one verifiable characteristic. The consensus protocol can include rules for: receiving the stake at risk from the verifiers, providing the reputational score to the verifiers, verifying the verifiable characteristic of the asset by the verifiers, cryptographic verification by the miners, adding the new block to the blockchain by the miners, providing the reward to the miners, and distributing the copy of the blockchain to each node.

US Patent:

20210357921, Nov 18, 2021

Filed:

May 13, 2020

Appl. No.:

15/931001

Inventors:

- McLean VA, US
Andrea MONTEALEGRE - Arlington VA, US
Daniel John MARSCH - Arlington VA, US
Sophie BERMUDEZ - Washington DC, US
William CARROLL - Huntingtown MD, US

International Classification:

G06Q 20/38
G06Q 20/34
G06K 19/077

Abstract:

Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session.

US Patent:

20210279715, Sep 9, 2021

Filed:

Mar 9, 2020

Appl. No.:

16/813415

Inventors:

- McLean VA, US
Sarah J. CUNNINGHAM - Arlington VA, US
James ZARAKAS - Centreville VA, US
William F. CARROLL - Huntingtown MD, US
George BERGERON - Falls Church VA, US

International Classification:

G06Q 20/34

Abstract:

A transaction card receives sound waves that represent a user command, where the user command identifies one or more transaction restrictions of the transaction card. The transaction card converts the sound waves to a digital signal and identifies, based on an analysis of the digital signal, user command data that identifies the user command. The transaction card sets, based on identifying the user command data, one or more transaction restriction values for the one or more transaction restrictions. The transaction card receives transaction metadata associated with a transaction and determines whether the transaction is compliant with the one or more transaction restrictions. The transaction card causes, based on determining whether the transaction is compliant with the one or more transaction restrictions, the transaction to be processed by a server device, or to be declined.

US Patent:

20200402114, Dec 24, 2020

Filed:

Sep 10, 2020

Appl. No.:

16/948256

Inventors:

- McLean VA, US
Abdelkadar M'Hamed BENKREIRA - Washington DC, US
Joshua EDWARDS - Philadelphia PA, US
William CARROLL - Huntingtown MD, US
Mykhaylo BULGAKOV - Arlington VA, US

International Classification:

G06Q 30/02
H04L 29/06
H04L 9/06

Abstract:

A device, that is part of a network of nodes that has access to a blockchain, may receive, from a user device associated with an entity, a request for campaign information for a campaign. The request may include data identifying campaign parameters. The device may interact with smart contracts associated with the blockchain to identify individuals to target for the campaign. The smart contracts may be configured to receive the campaign parameters as input and to output an indication of whether campaign preferences are compatible with the campaign parameters. The device may generate the campaign information to include information identifying the individuals targeted for the campaign and information identifying particular campaign preferences found to be compatible with particular campaign parameters. The device may provide the campaign information to the user device to permit the user device to use the campaign information to target the individuals for the campaign.

US Patent:

20200349663, Nov 5, 2020

Filed:

Apr 29, 2020

Appl. No.:

16/861670

Inventors:

- McLean VA, US
Mykhaylo Bulgakov - Arlington VA, US
Adnan Malik - Voorhees NJ, US
Kevin P. Kelly - Austin TX, US
William Carroll - Huntingtown MD, US
Adam Vukich - Alexandria VA, US
Abdelkader Benkreira - New York NY, US

International Classification:

G06Q 50/18
G06Q 10/10
G06Q 20/36
G06Q 20/40
G06Q 50/26
G06Q 40/02
G06F 16/951
G06F 16/23

Abstract:

A method of distributing a smart will of a user, the method comprising: receiving a smart will creation request comprising: one or more beneficiary wallet identifiers, and asset distribution rules; creating, based on the smart will creation request, an estate smart contract, the estate smart contract being configured to authorize transfer of one or more assets registered to the estate smart contract to a storage location specified by an executor smart contract; receiving, by the executor smart contract, a death notification indicative of death of an owner of the estate smart contract; instructing the estate smart contract to transfer the assets from the estate smart contract to a trust smart contract; verifying, by the trust smart contract, that the beneficiary wallets are valid; and transferring, by the trust smart contract, one or more assets to the beneficiary wallets in accordance with the asset distribution rules.

US Patent:

20200175139, Jun 4, 2020

Filed:

Jun 14, 2019

Appl. No.:

16/441694

Inventors:

- McLean VA, US
Mykhaylo BULGAKOV - Arlington VA, US
Joshua EDWARDS - Philadelphia PA, US
William CARROLL - Huntingtown MD, US

International Classification:

G06F 21/12
H04L 9/06
G06F 21/62

Abstract:

A node, of a network of nodes with access to a distributed ledger, receives a request to verify the user has consented to a current version of terms (i.e., current terms) associated with a program. The node obtains, using the distributed ledger, historical consent data indicating a version of the terms to which the user has previously provided consent. The node performs a first verification procedure to determine the user has not consented to the current terms, provides an indication to a user device that the user has not consented to the current terms, and receives, from the user device, a message indicating an acceptance of the current terms. The node performs additional verification procedures to determine that the user is who consented to the current terms and updates the distributed ledger to include a record indicating that the user consented to the current terms.