Alfredo Garcia

Address:

11630 Versailles Lk Ln, Houston, TX 77082

VIN:

1GNFC16037R252045

Make:

CHEVROLET

Model:

SUBURBAN

Year:

2007

Address:

4519 Connorvale Rd, Houston, TX 77039

VIN:

1FTRW12W77KB11446

Make:

FORD

Model:

F-150

Year:

2007

Address:

15331 E Hampton Cir, Houston, TX 77071

VIN:

1N6BA07A97N213334

Make:

NISSAN

Model:

TITAN

Year:

2007

Address:

10575 Westpark Dr APT 322, Houston, TX 77042

VIN:

5FNYF28797B030981

Make:

HONDA

Model:

PILOT

Year:

2007

Address:

8832 Madera Rd, Houston, TX 77078

VIN:

1GNDS13S572172299

Make:

CHEVROLET

Model:

TRAILBLAZER

Year:

2007

US Patent:

20050027626, Feb 3, 2005

Filed:

Feb 28, 2004

Appl. No.:

10/790639

Inventors:

Alfredo Garcia - Humble TX, US

International Classification:

G06F017/60

US Classification:

705035000

Abstract:

A system for financing the acquisition of an asset or service is provided herein. The system () comprises a plurality of groups G, . . . , G() wherein, for i=1 to k, group Gconsists of mmembers (), each of whom are contractually obligated to make a predetermined number of periodic payments to a common fund F. A managing entity () manages the plurality of groups. The system is organized such that, for each group, the managing entity allocates to members of the group, on a rotating basis and on ddifferent dates, proceeds from the common fund Ffor the acquisition of assets or services, wherein m>d>0.

US Patent:

20110060639, Mar 10, 2011

Filed:

Sep 9, 2009

Appl. No.:

12/556470

Inventors:

Alfredo Garcia - Humble TX, US

International Classification:

G06Q 40/00
G06Q 30/00

US Classification:

705 1435, 705 39

Abstract:

A system for financing the acquisition of an asset or service is provided herein. The system () comprises a plurality of groups G, . . . , G() wherein, for i=1 to k, group Gconsists of mmembers (), each of whom are contractually obligated to make a predetermined number of periodic payments to a common fund F. A managing entity () manages the plurality of groups. The system is organized such that, for each group, the managing entity allocates to members of the group, on a rotating basis and on ddifferent dates, proceeds from the common fund Ffor the acquisition of assets or services, wherein m>d>0.