Bhupinder P Singh

US Patent:

20170154336, Jun 1, 2017

Filed:

Nov 30, 2015

Appl. No.:

14/954430

Inventors:

- New York NY, US
Sangarsh Nigam - New Providence NJ, US
Ashish Sharma - Jersey City NJ, US
Bhupinder Singh - Jersey City NJ, US
Mira Srinivasan - Jersey City NJ, US

Assignee:

American Express Travel Related Services Company, Inc. - New York NY

International Classification:

G06Q 20/40

Abstract:

Systems and methods of improving the operation of a transaction network and transaction network devices is disclosed. A transaction network host may comprise various modules and engines as discussed herein wherein the probability that a transaction is a business or personal transaction may be evaluated for establishing proper usage of differentiated transaction instruments according to their proper purposes. For instance, a probable personal transaction may be identified as being associated with a business-oriented transaction card, whereby the transaction network may tailor the handling of the transaction, such as by denying it, whereby the transaction network may actively deter misuse of transaction products whereby the transaction network more properly functions according to approved parameters.