Duc D Lam

US Patent:

7519560, Apr 14, 2009

Filed:

May 24, 2002

Appl. No.:

10/155800

Inventors:

Duc Lam - San Jose CA, US
Matthew Roland - San Francisco CA, US
Xuan (Sunny) McRae - Fremont CA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 99/00

US Classification:

705 64, 713176, 380 51

Abstract:

A method of effecting payment. A system for effecting payment. Instructions to send a set of financial instruments to a set of recipients are received at a first system from an agent. A digital signature of the agent is created using a private key associated with the agent is added to the instructions. The agent is associated with a first entity. The instructions are transmitted to a second system. The second system in the instructions are verified using a public key corresponding to a private key associated with the agent. A set of financial instructions is created electronically and digital signatures created using a second private key are added to the financial instruments. The financial instruments from among the set of financial instruments are sent to respective recipients according to the instruments. According to one embodiment of the invention, the financial instruments are encrypted using public keys of respective recipients. According to another embodiment of the invention, terms are presented to the system administrator indicating that the entity shall be responsible for transactions effected by the agent before authorization is provided to the agent to effect creation of the checks with the digital signatures using the private key of the entity.

US Patent:

7620220, Nov 17, 2009

Filed:

Mar 21, 2003

Appl. No.:

10/394480

Inventors:

Duc Huu Lam - San Jose CA, US

Assignee:

Boston Scientific Scimed, Inc. - Maple Grove MN

International Classification:

G06K 9/00

US Classification:

382128

Abstract:

The improved system and method converts medical imaging data in R-θ or polar format to a Cartesian format that is readily recognizable to the human eye. The system and method texturize or wrap the R-θ imaging data around an object, which is preferably a cone. The height of the cone is zero, or reduced to zero, to create the Cartesian format. To texturize or wrap the R-θ imaging data around the cone, the preferred embodiment uses a commercially available graphics processing unit and software.

US Patent:

7689482, Mar 30, 2010

Filed:

May 24, 2002

Appl. No.:

10/155840

Inventors:

Duc Lam - San Jose CA, US
Ramnath Shanbhogue - Livermore CA, US
Immanuel Kan - Concord CA, US
Robert Moore - Pleasanton CA, US
Xuan (Sunny) McRae - Fremont CA, US

Assignee:

JP Morgan Chase Bank, N.A. - New York NY

International Classification:

G07F 19/00

US Classification:

705 34, 705 40, 705 26

Abstract:

A method of implementing buyer and seller transactions is provided. A set of rules for accepting information into a document is received from the buyer. Also defined is the form of the presentation of an interface to the seller for creating the seller's invoice. The seller also receives address information from the buyer. The rules for accepting information, the rules regarding presentation and the address information are stored in a storage resource. The rules regarding presentation are accessed from the storage resource, and an interface is presented to the seller based on those rules. The rules for accepting information are accessed from the storage resource, and information for the document based on those rules is accepted through the interface. The address information is accessed from the storage resource, and the document with the accepted information is sent to the buyer.

US Patent:

8108296, Jan 31, 2012

Filed:

Apr 5, 2010

Appl. No.:

12/754575

Inventors:

Don Holm - Walnut Creek CA, US
Duc Lam - San Jose CA, US
Xuan (Sunny) McRae - Fremont CA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 37, 705 35, 705 36, 705 26

Abstract:

A method of making payment. A request is received to effect payment between a buyer and a seller for a transaction having established terms. The terms include a payment amount and a settlement date. Messages are exchanged between the buyer and the seller that include an offer and acceptance of new terms for payment other than the established terms. The new terms include an adjusted amount of payment to be made at a particular time after an event associated with the transaction. An electronic notification that the event has occurred is received, and after the notification, payment between the buyer and seller is effected under the new terms. In one implementation, a digital signature indicating acceptance of the new terms is received. Another embodiment of the invention is directed to a method of effecting payment that includes receiving requests to effect a set of transactions with a set of entities. Requests for offers of terms different than the established terms are sent to the entities, and the different terms are to apply to payment made at a particular time after the event.

US Patent:

8112355, Feb 7, 2012

Filed:

Sep 5, 2008

Appl. No.:

12/205835

Inventors:

Duc Lam - San Jose CA, US
Celeste Wyman - San Francisco CA, US
Xuan McRae - Fremont CA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 40, 705 1, 705 34, 705 39

Abstract:

A method for facilitating resolution of a dispute between a buyer and a seller in an electronic payment system is provided. An electronic payment system is also described. An invoice is received from the seller and is electronically routed to the individuals in the buyer's organization. Indications that the invoice is disputed, corrections to the invoice, comments for the seller regarding the invoice and comments for other individuals in the buyer's organization are received from a set of two or more individuals in the buyer's organization. An indication that the invoice is disputed, corrections to the invoice and comments for the seller are forwarded to the seller without forwarding the comments for other individuals in the buyer's organization. A response to the buyer's indication that the invoice is disputed is received from the seller. The response includes an acceptance of changes suggested by the buyer or an indication that the seller disputes the changes suggested by the buyer.

US Patent:

8244625, Aug 14, 2012

Filed:

Jun 16, 2011

Appl. No.:

13/162185

Inventors:

Don Holm - Walnut Creek CA, US
Duc Lam - San Jose CA, US
Xuan (Sunny) McRae - Fremont CA, US

Assignee:

JPMorgan Chase Bank, N.A. - Wilmington DE

International Classification:

G06Q 40/00

US Classification:

705 37, 705 35, 705 36, 705 26

Abstract:

A method of making payment. A request is received to effect payment between a buyer and a seller for a transaction having established terms. The terms include a payment amount and a settlement date. Messages are exchanged between the buyer and the seller that include an offer and acceptance of new terms for payment at other than the established terms. The new terms include an adjusted amount of payment to be made at a particular time after an event associated with the transaction. An electronic notification that the event has occurred is received, and the after the notification, payment between the buyer and seller is effected under the new terms.

US Patent:

8401939, Mar 19, 2013

Filed:

Feb 11, 2010

Appl. No.:

12/704177

Inventors:

Duc Lam - San Jose CA, US
Ramnath Shanbhogue - Livermore CA, US
Immanuel Kan - Concord CA, US
Robert Moore - Pleasanton CA, US
Xuan McRae - Fremont CA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G07F 7/10
G07F 19/00

US Classification:

705 34

Abstract:

A method of implementing buyer and seller transactions is provided. A set of rules for accepting information into a document is received from the buyer. Also defined is the form of the presentation of an interface to the seller for creating the seller's invoice. The seller also receives address information from the buyer. The rules for accepting information, the rules regarding presentation and the address information are stored in a storage resource. The rules regarding presentation are accessed from the storage resource, and an interface is presented to the seller based on those rules. The rules for accepting information are accessed from the storage resource, and information for the document based on those rules is accepted through the interface. The address information is accessed from the storage resource, and the document with the accepted information is sent to the buyer.

US Patent:

8484129, Jul 9, 2013

Filed:

Jul 6, 2012

Appl. No.:

13/543248

Inventors:

Don Holm - Walnut Creek CA, US
Duc Lam - San Jose CA, US
Xuan (Sunny) McRae - Fremont CA, US

Assignee:

JPMorgan Chase Bank, N.A. - New York NY

International Classification:

G06Q 40/00

US Classification:

705 39, 705 37

Abstract:

A method of making payment. A request is received to effect payment between a buyer and a seller for a transaction having established terms. The terms include a payment amount and a settlement date. Messages are exchanged between the buyer and the seller that include an offer and acceptance of new terms for payment at other than the established terms. The new terms include an adjusted amount of payment to be made at a particular time after an event associated with the transaction. An electronic notification that the event has occurred is received, and the after the notification, payment between the buyer and seller is effected under the new terms.