Jason E Brooks

US Patent:

8286863, Oct 16, 2012

Filed:

Feb 4, 2010

Appl. No.:

12/700681

Inventors:

Jason Brooks - Atlanta GA, US

Assignee:

Metabank - Sioux Falls SD

International Classification:

G06K 19/00
G06K 19/06
G06K 5/00
G06Q 40/00
G06Q 30/00
G06Q 90/00
G07D 11/00
G07F 19/00
G06F 17/00

US Classification:

235380, 235487, 235492, 235493, 235379, 705 1417, 705500

Abstract:

Embodiments of systems, computer program product, and related computer implemented methods to issue a closed-loop retail prepaid card including a user-designed external face using a chit, the chit being defined by an identification mechanism representing a financial commitment to issue a closed-loop retail prepaid card in an amount associated with a value paid for the chit, are provided. Embodiments of the present invention advantageously provide a service that enables a consumer to purchase, at the storefront of a retail establishment, a chit card that the consumer can subsequently redeem through a graphical user interface of an Internet website for a closed-loop retail prepaid card with a user-designed external face. The user-designed closed-loop retail prepaid card, for example, can be subsequently printed and delivered to an intended recipient. Advantageously, such a service can be made available to any retail establishment that uses a point-of-sale system.

US Patent:

8403211, Mar 26, 2013

Filed:

Sep 4, 2009

Appl. No.:

12/554432

Inventors:

Jason Brooks - Atlanta GA, US
Mike Wells - Flowery Branch GA, US

Assignee:

Metabank - Sioux Falls SD

International Classification:

G06F 17/00
G06K 5/00
G06K 19/00
G06K 19/06
G06Q 40/00

US Classification:

235380, 235375, 235487, 235492, 705 35, 705 41

Abstract:

Systems, program product, apparatus and method for transmitting and processing the sale of a transaction card product over an existing payment network using partial authorization messaging, are provided. An example of such a system can include a merchant POS apparatus equipped to support partial authorization messaging, a transaction card issuer server in communication therewith, and a transaction card product. The transaction card product can include a conventional transaction card securely wrapped within a tamper evident container that can carry its own magnetic strip. The container magnetic strip can store an assigned unique card identifier linked to, but different from, the card identifier normally associated with the card. The container card identifier stored in the container magnetic strip is compatible with the merchant POS card reader and is usable to activate the card without the merchant or consumer having access to the card, the card identifier, or the card magnetic strip.

US Patent:

8485441, Jul 16, 2013

Filed:

Jun 28, 2012

Appl. No.:

13/536765

Inventors:

Jason Brooks - Atlanta GA, US

Assignee:

Metabank - Sioux Falls SD

International Classification:

G06Q 40/00
G06Q 30/00
G06Q 20/00
G06Q 90/00
G07D 11/00
G07F 19/00
G06K 5/00
G06K 19/00
G06K 19/06

US Classification:

235380, 235487, 235492, 235493, 235379, 705 1417, 705500, 705 41, 705 43, 705 64, 705 65

Abstract:

Embodiments of systems, computer program product, and related computer implemented methods to issue a closed-loop retail prepaid card including a user-designed external face using a chit, the chit being defined by an identification mechanism representing a financial commitment to issue a closed-loop retail prepaid card in an amount associated with a value paid for the chit, are provided. Embodiments of the present invention advantageously provide a service that enables a consumer to purchase, at the storefront of a retail establishment, a chit card that the consumer can subsequently redeem through a graphical user interface of an Internet website for a closed-loop retail prepaid card with a user-designed external face. The user-designed closed-loop retail prepaid card, for example, can be subsequently printed and delivered to an intended recipient. Advantageously, such a service can be made available to any retail establishment that uses a point-of-sale system.

US Patent:

20070272736, Nov 29, 2007

Filed:

May 24, 2006

Appl. No.:

11/440384

Inventors:

Jason Brooks - Atlanta GA, US
J. Enrique Baca - Alpharetta GA, US

International Classification:

G06K 5/00
G07F 19/00
G06Q 40/00

US Classification:

235379, 235380, 705 39

Abstract:

A system and method for providing value transfers between stored value systems is disclosed. The system generally comprises a first and second stored value account on a stored value system, and a processor associated with the stored value accounts configured to provide transfer of value from one of either the first or second stored value account to the other one of either the first or second stored value account. The method of transferring value between stored value accounts, generally comprises the steps of: receiving a communication from a user, the communication comprising information sufficient to identify a first stored value account, associating at least a second stored value account with the first stored value account; receiving a request to transfer value from the first stored value account to the second stored value account, the request comprising the amount of value to be transferred; and transferring the value.

US Patent:

20120209734, Aug 16, 2012

Filed:

Apr 19, 2012

Appl. No.:

13/450617

Inventors:

Jason Brooks - Atlanta GA, US
Mike Wells - Flowery Branch GA, US

Assignee:

METABANK - Sioux Falls SD

International Classification:

G06Q 10/08
G06Q 30/00
G06Q 20/20

US Classification:

705 23, 705 16

Abstract:

Machine, methods, and computer program encoded on non-transitory memory for facilitating electronic inventory tracking and management of products through messaging over an existing financial services payment network are provided. An example includes an inventory management computer in communication with a merchant POS apparatus or terminal over an existing financial services payment network and configured to receive and process purchase transaction data associated with a product being purchased. The computer can also include, for example, electronic inventory management computer program configured to perform various operations including generating product identifiers, forming product look up tables to correlate the identifiers with the products, and providing inventory data to product providers.

US Patent:

20130297506, Nov 7, 2013

Filed:

Jul 12, 2013

Appl. No.:

13/940412

Inventors:

Jason Brooks - Atlanta GA, US

International Classification:

G06Q 20/34
G06Q 20/28

US Classification:

705 41

Abstract:

Embodiments of systems, computer program product, and related computer implemented methods to issue a closed-loop retail prepaid card including a user-designed external face using a chit, the chit being defined by an identification mechanism representing a financial commitment to issue a closed-loop retail prepaid card in an amount associated with a value paid for the chit, are provided. Embodiments of the present invention advantageously provide a service that enables a consumer to purchase, at the storefront of a retail establishment, a chit card that the consumer can subsequently redeem through a graphical user interface of an Internet website for a closed-loop retail prepaid card with a user-designed external face. The user-designed closed-loop retail prepaid card, for example, can be subsequently printed and delivered to an intended recipient. Advantageously, such a service can be made available to any retail establishment that uses a point-of-sale system.