Joan D Rhode

US Patent:

20050086166, Apr 21, 2005

Filed:

Oct 20, 2003

Appl. No.:

10/690394

Inventors:

Justin Monk - Omaha NE, US
Denise Keay - Omaha NE, US
Nathan Darmento - Omaha NE, US
Joan Rhode - Omaha NE, US

Assignee:

First Data Corporation - Englewood CO

International Classification:

G06F017/60

US Classification:

705041000

Abstract:

Systems and methods for monitoring and/or preventing fraud in relation to account acquisition. In some cases, this account acquisition is ongoing in relation to stored value accounts. Some of the methods provide for receiving suspicious activity indications from one or more issuer analysis engines that are operable to monitor activities occurring in relation to various stored value products. A global negative file is maintained including an update of various of the suspicious activities. An activity request is received from a user in relation to a stored value account, and the activity is checked against the global negative file. A response is generated based at least in part on the information accessible from the global negative file.