Julia M Menichilli from 42 Buckminster Ln, North Hills, NY 11030, age 60, Phone: 5166276470

Resumes

Senior Vice President

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Location:

New York, NY

Industry:

Financial Services

Work:

Citi
Senior Vice President

Head Of Card Originations

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Location:

New York, NY

Industry:

Financial Services

Work:

Hsbc
Head of Card Originations
Ubs Jun 2010 - Aug 2016
Executive Director, Head of Product Development and New Card Accounts
Citi May 2007 - Jun 2010
Senior Vice President
American Express 2004 - Apr 2007
Vice President, Consumer Card Balance Transfer
American Express 2001 - 2004
Vice President, Consumer Card New Product Development

Education:

Hofstra University 1987 - 1990
Master of Science, Masters, Computer Science Hofstra University 1982 - 1986
Bachelors, Bachelor of Science, Computer Science

Skills:

Strategy
Analytics
Product Management
Credit Cards
Financial Services
Product Development
Strategic Partnerships
Management
Cross Functional Team Leadership
Portfolio Management
Leadership
Segmentation
Marketing
Risk Management
Direct Marketing
Relationship Management
Process Improvement
Business Development
Business Strategy
Business Analysis
Digital Strategy
Loyalty Marketing
Customer Experience
Rewards Programs
Vendor Management
Executive Management
Crm
Product Marketing
P&L Management
Banking
Chip and Pin
Customer Acquisition
Thought Leadership
Debit Cards
Financial Risk
Credit
Payments
Emerging Markets
Pricing
Mobile Payments
Loyalty Programs
E Commerce
Customer Retention
Multi Channel Marketing
Start Ups
Market Research
Competitive Analysis
Cards
Pricing Optimization
Electronic Payments

Languages:

Spanish
Italian
English

Us Patents

Geographic Area Multiple Service Card System
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US Patent:

7503487, Mar 17, 2009
Filed:

Oct 31, 2007
Appl. No.:

11/932264
Inventors:

Perry A Cohagan - Brooklyn Heights NY, US
Mary Ann Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - Singapore, SG
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US
Assignee:

American Express Travel Related Services Company, Inc. - New York NY
International Classification:

G06K 5/00
US Classification:

235380, 235375, 235383
Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

Geographic Loyalty System And Method
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US Patent:

7856377, Dec 21, 2010
Filed:

Mar 11, 2004
Appl. No.:

10/708570
Inventors:

Perry A. Cohagan - Brooklyn Heights NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Theodore S. Voltmer - Caldwell NJ, US
Assignee:

American Express Travel Related Services Company, Inc. - New York NY
International Classification:

G06Q 30/00
US Classification:

705 143, 705 1423, 705 1439, 705 1438, 705 1457, 705 26, 705 27
Abstract:

The invention facilitates a loyalty system which is associated with pre-determined geographic locations and/or services and goods offered in a specific geographic area. The system is configured with one product platform with a modularized approach to facilitate the development of market specific rewards and communication materials. The loyalty points may be earned within a specific geographic location, then redeemed in one geographic location, a subset of locations or without restrictions. Similarly, the loyalty points may be earned in one geographic location, a subset of locations or without restrictions, then redeemed only in a specific geographic location. The geographic features of the system may be implemented using existing data that is associated with geographic areas such as, for example, zip codes, retailer identification codes, service establishment codes and/or the like. The geographic area information may be associated with the consumer, merchant, processing system and/or any other part of the overall system.

Point Pooling Loyalty System And Method
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US Patent:

8180671, May 15, 2012
Filed:

Mar 11, 2004
Appl. No.:

10/708568
Inventors:

Perry A. Cohagan - Brooklyn Heights NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Theodore S. Voltmer - Caldwell NJ, US
Assignee:

Propulsion Remote Holdings, LLC - Dover DE
International Classification:

G06Q 30/00
US Classification:

705 143, 705 1427, 705 1431, 705 1432, 705 1434
Abstract:

The invention facilitates pooling, gifting or transferring of geographic area loyalty points between accounts. The invention also facilitates a transfer of geographic area loyalty points from a consumer account associated with a sponsoring company to a consumer account associated with a host company. The invention may also facilitate gifting of loyalty points to charitable organizations on a recurring basis, wherein the gifting may transfer any portion of geographic based points to various charities. The system may also convert the geographic area loyalty points to a monetary value, thereby allowing the points to be donated to a charity such that the donation appears to be a monetary value donation to the charity.

Geographic Area Multiple Service Card System
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US Patent:

8589225, Nov 19, 2013
Filed:

Feb 5, 2009
Appl. No.:

12/366128
Inventors:

Perry A Cohagan - Brooklyn Heights NY, US
Mary Ann Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - Singapore, SG
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US
Assignee:

American Expresss Travel Related Services Company, Inc. - New York NY
International Classification:

G06Q 99/00
US Classification:

705 143, 705 11, 705 734, 705 13, 705 141, 705 147, 705 1431, 705 1432
Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

Geographic Area Multiple Service Card System
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US Patent:

7360699, Apr 22, 2008
Filed:

Oct 17, 2006
Appl. No.:

11/550067
Inventors:

Perry A Cohagan - Brooklyn Heights NY, US
Mary Ann Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - Singapore, SG
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US
Assignee:

American Express Travel Related Services Company, Inc. - New York NY
International Classification:

G07B 15/02
US Classification:

235384, 235380
Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

Geographic Area Multiple Service Card System
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US Patent:

20040238620, Dec 2, 2004
Filed:

Mar 12, 2004
Appl. No.:

10/708580
Inventors:

Perry Cohagan - Brooklyn Heights NY, US
Mary Fitzmaurice - New York NY, US
Aliza Freud - New York NY, US
Birgitta Mayer - New York NY, US
Julia Menichilli - Manhasset NY, US
Jason Nanton - Singapore, SG
Ray Sharp - Coral Springs FL, US
Scott Vosburgh - Greensboro NC, US
Assignee:

American Express Travel Related Services Company, Inc. - New York NY
International Classification:

G06K005/00
US Classification:

235/380000, 235/382000
Abstract:

The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.

Credit Card Reward Program
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US Patent:

20050197904, Sep 8, 2005
Filed:

Feb 7, 2005
Appl. No.:

11/053394
Inventors:

Claudia Baron - New York NY, US
Yana Bulva - New York NY, US
Belinda Lang - New York NY, US
Eileen McMahon - Brooklyn NY, US
Patricia Mee - New York NY, US
Julia Menichilli - Manhasset NY, US
William Rauschenbach - Chester NY, US
Eva Reda - Glen Ridge NJ, US
International Classification:

G06F017/60
US Classification:

705014000
Abstract:

An incentive program system and process for redeeming incentive program points. The system or process may be accomplished through a computer readable medium bearing instructions for administering the incentive program account. The system includes a database for storing points associated with a first incentive program account and a processor that, in response to a program participant's instructions, redeems a number of the points as either a discount for a transaction or for points in a second incentive program account. The process includes storing points associated with a first incentive program account; identifying either transactions available for the redemption of an incentive program discounter a second incentive program account to which said one or more points may be transferred; and either applying a discount to one or more of the transactions available for the redemption of an incentive program discount or transferring points to the second incentive program account.

Method And Apparatus For Processing Financial Transactions Subject To Different Financing Terms
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US Patent:

20070192235, Aug 16, 2007
Filed:

Aug 25, 2004
Appl. No.:

10/925614
Inventors:

Julia Menichilli - New York NY, US
Marq Williams - Brooklyn NY, US
Marla Flatbush - Mesa AZ, US
International Classification:

G06Q 40/00
US Classification:

705038000
Abstract:

A financial payment vehicle, such as a charge or credit card, provides lower financing terms on purchases that meet specified criteria (i.e. a minimum threshold transaction amount, a purchase from a particular industry or at particular merchants, and/or other enrollment qualifications) and further provides standard financing terms for purchases that do not meet the criteria.