Karen Jane Barson

US Patent:

20120109691, May 3, 2012

Filed:

Nov 1, 2010

Appl. No.:

12/917396

Inventors:

Maria G. Thomas - San Francisco CA, US
Michael J. Tretola - Concord CA, US
Karen J. Barson - San Mateo CA, US
Arien C. Ferrell - Sunnyvale CA, US

Assignee:

INTUIT INC. - Mountain View CA

International Classification:

G06Q 40/00
G06Q 90/00

US Classification:

705 4, 705500, 705 35

Abstract:

Check fraud protection method in which customer is automatically enrolled in check fraud protection service without separately subscribing to the service. In the event of fraudulent activity, customer requests compensation from financial institution and retains the exclusive right of recovery from financial institution. If customer is not fully compensated by financial institution, the difference is paid to customer by service provider or an insurer thereof, and new checks for a new checking account are provided to customer free of charge. A custody indicator may also be used to determine chain of custody data that can be used to track the source of fraudulent activity if the fraud was perpetrated by someone involved in the check printing or delivery process, and for this purpose, a check order or individual checks may have respective indicators such as sequential serial numbers.

US Patent:

20120109854, May 3, 2012

Filed:

Nov 1, 2010

Appl. No.:

12/917377

Inventors:

Maria G. Thomas - San Francisco CA, US
Michael J. Tretola - Concord CA, US
Karen J. Barson - San Mateo CA, US
Arien C. Ferrell - Sunnyvale CA, US

Assignee:

INTUIT INC. - Mountain View CA

International Classification:

G06Q 90/00

US Classification:

705500

Abstract:

Check fraud protection method in which a customer is automatically enrolled in a check fraud protection service without separately subscribing to the service. In the event of fraudulent activity, the customer requests reimbursement from the financial institution and retains the exclusive right of recovery from a financial institution. The check fraud service provider serves as an advisor to the customer who retains exclusive right of recovery at all times. If customer is not fully compensated by the financial institution, the difference is paid to the customer by the check fraud protection service provider or insurer thereof, and new checks for a new checking account are provided to the customer free of charge.

US Patent:

8605129, Dec 10, 2013

Filed:

Jan 13, 2012

Appl. No.:

13/350556

Inventors:

Karen Barson - San Mateo CA, US
Kris R. Chopra - Santa Cruz CA, US
Margaret Tretola - Concord CA, US

Assignee:

Intuit Inc. - Mountain View CA

International Classification:

B41J 2/435

US Classification:

347224, 347262, 347264

Abstract:

A tamper resistant check includes a first region on a first surface of the tamper resistant check and a second region on the first surface of the tamper resistant check. The second region on the first surface of the tamper resistant check corresponds to at least one critical field associated with the tamper resistant check including, but not limited to, one or more of the payee field, the amount field, and/or the signature field. The second region on the first surface of the tamper resistant check is designed so that toner-based characters/symbols applied by a laser printer to the second region cannot be removed from the second region without leaving visible evidence of the tampering.

US Patent:

20160180351, Jun 23, 2016

Filed:

Feb 29, 2016

Appl. No.:

15/056154

Inventors:

- Mountain View CA, US
Michael J. Tretola - Concord CA, US
Karen J. Barson - San Mateo CA, US
Arien C. Ferrell - Sunnyvale, CA

International Classification:

G06Q 30/00

Abstract:

Check fraud protection method in which customer is automatically enrolled in check fraud protection service without separately subscribing to the service. In the event of fraudulent activity, customer requests compensation from financial institution and retains the exclusive right of recovery from financial institution. If customer is not fully compensated by financial institution, the difference is paid to customer by service provider or an insurer thereof, and new checks for a new checking account are provided to customer free of charge. A custody indicator may also be used to determine chain of custody data that can be used to track the source of fraudulent activity if the fraud was perpetrated by someone involved in the check printing or delivery process, and for this purpose, a check order or individual checks may have respective indicators such as sequential serial numbers.