ENG Lending Two Centerpointe Drive #500, Lake Oswego, OR 97035 5032141053 (Office), 9712631633 (Cell), 8886750321 (Fax)
Experience:
10 years
Licenses:
18694 (NMLS)
Description:
Disclaimer:The postings on this site are my own and don't necessarily represent the position of ENG Lending. Purchase Mortgage ExpertI have spent 9 years dedicated to taking my clients by the hand through the home buying process. The home process can be scary and intimidating, I am committed to providing a smooth and educational step by step process that my clients can feel confidant that are taken care of. If you are looking to buy your first home or you have bought many homes it is important that you work with a loan officer that doesn't just have access to the necessary programs for your specific situation but a loan officer that has experience closing loans efficiently, YTD I have been closing loans from application to close in less than 30 days! Testimonials "Hi Kris, I want to thank you so much for your help with our family getting our first home. This is a dream come true for our family and you were a big part of it. We will be telling everyone about you, thank you. Sarah - Salem, OR My commitment is to earning your referral business and your confidence... As much, if not more than I want to close your loan.I commit to my clients everyday, that my passion is dedicated to the success of their mortgage transaction and the education to ensure there questions are always answered before they ask them. Because of my commitment I have built a business based on referrals, please understand that the foundation of my business is your 100% satisfaction and that I obtain the best mortgage financing available for every one of my clients. No Magic Loans, No Magic Lenders, No Magic Rates and nobody works for free!The truth about Mortgage loans is that the number of direct lenders is dwindling, a number of lenders have gone out of business over the last 12 months. Lenders and Brokers have access to the exact same loans. The difference between lenders comes down to the service they provide and how much or how little they are willing to work for. Lenders can be compensated in a number of ways. Regardless of how they are compensated ultimately the borrower is the one that is compensating the Loan Officer. The Higher the rate the less money you will need to compensate the loan officer. The lower the rate the more money you will need to compensate the loan officer. Nobody works for free! My Commitment To You: I will do everything possible to get you the best mortgage financing in the market. I will educate you every step of the way so you can make a confidant education decision about the financing for your new home. The Best Part Of My Job: Everyday I wake up and can smile, that is what is important. I believe everyone should be able to say that about what they do for a living, it would make the world such a great place. I am able to build lifelong relationships with my clients and many new friends. I am thankful for being a loan officer and for everyone of my new clients.
Links:
Site LinkedIn
Kris Covert, Portland OR Mortgage Broker or Lender
REO / Bank Owned Short sales Residential sales Luxury homes First time home buyers
Work:
Covert Mortgage Team Portland, OR 9712631633 (Phone) License #18694
Client type:
Home Buyers
Property type:
Single Family Home Condo/Townhome Multi-family
About:
Hello, my name is Kris Covert and I love helping families find solutions to their mortgage needs. Whether they are buying their first home or refinancing their current mortgage, I have a strong passion for finding mortgage solutions. My mission is to help homeowners feel comfortable with the loan process and feel confident they are making the right decision with their home financing solution. My team works hard to lay out a platform built on education and communication providing a step by step approach to mortgage lending. I hear it all the time "How do I know this is the right thing to do?" or "Is this the right time?" and I 100% understand the questions mortgage financing can create. This is why my team spends much of our time educating our clients so there are no questions left and our clients can smile with confidence that they have made a well thought out, educated decision with their mortgage financing needs. So why my team? We like to keep it simple... No one will work harder and with more passion for our clients, that's it! Our Specialities: ► FHA Home Loans ► FHA Streamline Home Loan ► Conventional Home Loans ► VA Home Loans ► VA Streamline Home Loan ► USDA Home Loans ► HARP Home Loans ► Reverse Mortgage ► First Time Home Buyers Very important, if you feel you don't qualify for reasons such as your home is underwater, you have some credit blemishes or any other reason, please give us a chance to talk with you. Many mortgage programs allow for no appraisal, so value won't be an issue and there are also programs available that allow for flexibility for damaged credit. We want to help you find a solution or create a plan to help you get there. We want to learn more about you and your family and how we can help with your mortgage financing needs. ☎ Call us (971) 263-1633 or ✉ Email us at [email protected]
Willamette Valley Bank
Business Leader and Branch Manager Nmls
Mb Financial Bank Nov 2014 - May 2015
Vice President Branch Manager
Eng Lending Aug 2011 - Oct 2014
Branch Manager
Sunset Mortgage Company Oct 2010 - Jul 2011
Executive Mortgage Advisor
Wealthbridge Mortgage Oct 2005 - Sep 2010
Vice President of Sales and Executive Mortgage Advisor
Education:
Linfield College 1994 - 1996
Chemeketa Community College
Skills:
Usda Refinance Purchase Loans Fha Va Morgage Lending Jumbo Mortgage Mortgage Banking Reverse Mortgages First Time Home Buyers Purchase Financing Purchase Money Finance Roi Strategies Real Estate Lending Real Estate New Home Purchase 100% Financing Banking Mortgage Lending Loan Origination Loans Sales Selling Va Loans Leadership Credit Certified Mortgage Planning Fha Financing Government Loans Real Estate Financing Investment Properties Home Equity Loans Mortgage Marketing Construction Loans Credit Analysis Mortgage Underwriting Underwriting Management Team Leadership Web Design Marketing Home Equity Lines of Credit Loan Servicing Residential Mortgages Commercial Lending Hud Commercial Mortgages
Interests:
Children Entrepreneurship Financial Strategies Spending Time With My Family Business Development Home Improvement Projects Education Health Home Improvements Fitness Live A Possible Life Wakeboarding