Michelle E Mitchell

Michelle L Mitchell, Royersford PA Agent

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Specialties:

Short sales
Residential sales
First time home buyers
Distressed properties
Relocation

Work:

Century21 Norris Valley-Forge
Royersford, PA
6107317551 (Phone)
License #RS319001

Certifications:

MRP

Client type:

Home Buyers
Home Sellers

Property type:

Single Family Home
Condo/Townhome
Multi-family

Interests:

Foreclosure Avoidance Options Foreclosure is one of the most devastating financial challenges that a family can face and one that many times can be avoided. The options available to residents for foreclosure are many
including but not limited to short sales. Following is a brief explanation of these solutions: Reinstatement A reinstatement is the simplest solution for a foreclosure
however it is often the most difficult. The homeowner simply requests the total amount owed to the mortgage company to date and pays it. This solution does not require the lender's approval and will 'reinstate' a mortgage up to the day before the final foreclosure sale. Forbearance or Repayment Plan A forbearance or repayment plan involves the homeowner negotiating with the mortgage company to allow them to repay back payments over a period of time. The homeowner typically makes their current mortgage payment in addition to a portion of the back payments they owe. Mortgage Modification A mortgage modification involves the reduction of one of the following: the interest rate on the loan
the principal balance of the loan
the term of the loan
or any combination of these. These typically result in a lower payment to the homeowner and a more affordable mortgage. Rent the Property A homeowner who has a mortgage payment low enough that market rent will allow it to be paid
can convert their property to a rental and use the rental income to pay the mortgage. Deed-in-Lieu of Foreclosure Also known as a "friendly foreclosure
" a deed-in-lieu allows the homeowner to return the property to the lender rather than go through the foreclosure process. Lender approval is required for this option
and the homeowner must also vacate the property. Bankruptcy Many have considered and marketed bankruptcy as a "foreclosure solution
" but this is only true in some states and situations. If the homeowner has non-mortgage debts that cause a shortfall of paying their mortgage payments and a personal bankruptcy will eliminate these debts
this may be a viable solution. Refinance If a homeowner has sufficient equity in their property and their credit is still in good standing
they may be able to refinance their mortgage. Servicemembers Civil Relief Act (military personnel only) If a member of the military is experiencing financial distress due to deployment
and that person can show that their debt was entered into prior to deployment
they may qualify for relief under the Servicemembers Civil Relief Act. The American Bar Association has a network of attorneys that will work with servicemembers in relation to qualifying for this relief. Sell the Property Homeowners with sufficient equity can list their property with a qualified agent that understands the foreclosure process in their area. Short Sale If a homeowner owes more on their property than it is currently worth
then they can hire a qualified real estate agent to market and sell their property through the negotiation of a short sale with their lender. This typically requires the property to be on the market and the homeowner must have a financial hardship to qualify. Hardship can be simply defined as a material change in the financial stability of the homeowner between the date of the home purchase and the date of the short sale negotiation. Acceptable hardships include but are not limited to: mortgage payment increase
job loss
divorce
excessive debt
forced or unplanned relocation
and more. This represents only a summary of some of the solutions available to homeowners facing foreclosure. Understanding your options now could mean all the difference in the world. I can help.

Awards:

Quality Service Award 2013

About:

Michelle's success is attributed to her passion & commitment to outstanding service, professionalism, and a desire to help homeowners. Michelle decided to join the Century 21 Norris-Valley Forge team to work with some of the top Brokers in the state. Prior to joining Century21 worked in the Banking industry for almost 10 years, with experience in not only Business Banking, but also Managing a team of Financial Specialists covering the Chester County Market. Michelle will say her greatest successes are her children; she managed to raise a daughter who has for 4 years and continues to teach High School Chemistry, a son who has served 5 years as a Marine, is in the reserves and currently attending college, another son who is also attending college and finally the youngest still in middle school. Now as a CDPE Designated Realtor and has extensive knowledge of the real estate industry and our local marketplace. This combined with a past successful banking career, makes her a great fit to serve present and future homeowners. She has an endless attention to detail and puts all her efforts into understanding the needs of her clients. When not working with a client, or with her family, it is likely you will find her in a class or webinar seeking further education to stay in the top of her field and serve her clients.

Michelle Mitchell, Phoenixville PA Realtor

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Specialties:

Buyer's Agent
Listing Agent
Relocation

Work:

Century21 Norris Valley-Forge
18 Nutt Road, Phoenixville, PA 19460
6109338600 (Office), 6107317551 (Cell)

Links:

Site
Facebook

Michelle M Mitchell, Sacramento CA - Lawyer

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Address:

Dept Of Justice
Ofc Attorney General 1300 I St, Sacramento, CA 95814
9163277891 (Office)

Licenses:

California - Active 1997

Education:

Vassar College
University of California, Hastings College of the Law

Michelle R Mitchell - Lawyer

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Licenses:

Utah - Active 2001

Education:

Brigham Young University - J. Reuben Clark Law School
Graduated - 2001

Michelle Elizabeth Mitchell - Lawyer

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Licenses:

New York - Currently registered 2012

Education:

Cornell Law School

Michelle Mitchell - Lawyer

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Office:

Hinshaw & Culbertson LLP

Specialties:

Litigation
Consumer Financial Services
Health Care Law
Insurance Services

ISLN:

914778743

Admitted:

1999

University:

University of St. Thomas, B.A.; University of St. Thomas, B.A.; University of St. Thomas, B.A.

Michelle Mitchell - Lawyer

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Specialties:

Licensing
Litigation
Corporate & Incorporation

ISLN:

1000417562

Admitted:

2012

University:

Cornell Law School

Michelle Diane Mitchell

Michelle Leibson Mitchell

Michelle Mitchell

Michelle Mitchell Union, NJ

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Work:

Women In Need

Feb 2012 to 2000
Domestic Violence Counselor/ Housing Specialist SCO Families of Services

Aug 2009 to Feb 2012
Family Counselor New York City Police Department
New York, NY
Feb 2003 to Aug 2009
School Safety Agent

Education:

Michelle Mitchell Columbus, GA

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Work:

American Family Care/Urgent Care

Aug 2013 to 2000
Laboratory Technician Martin Army Community Hospital
Fort Benning, GA
Oct 2012 to May 2013
Medical Laboratory Technician Student

Education:

Michelle Mitchell Briarwood, NY

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Work:

Newport Credentialing
Lynbrook, NY
Jan 2012 to Feb 2014
Director, Client Services Somnia Inc
New Rochelle, NY
Sep 2005 to Jan 2012
Director of Contracting and Credentialing NAPA Management Services
Roslyn Heights, NY
Jun 2004 to Sep 2005
Credentialing Specialist/ Quality Assurance Specialist MDX Medical Management
White Plains, NY
Jul 2003 to Apr 2004
Managed Care Coordinator University Medical Practice Associates
New York, NY
Feb 2001 to Feb 2003
Credentialing Coordinator/Front Desk Receptionist

Education:

Skills:

Proficient of Microsoft office (Word, Excel, Powerpoint, Outlook, SharePoint and Visio), Extensive knowledge of CAQH and PECOS applications and enrollments, Experience with CACTUS, Symed, Intellicred and CARE credentialing software systems and Experience with Salesforce software

Michelle Mitchell Oakland, NJ

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Work:

CarePlus NJ - Partnership for Children

Dec 2013 to 2000
In-Home Clinician Monmouth University Phone-A-Thon
West Long Branch, NJ
Sep 2011 to May 2013
Graduate Assistant CPC Behavioral Healthcare
Red Bank, NJ
Sep 2012 to Apr 2013
Mental Health Clinician Intern Byers & Byers, Attorney at Law
Ridgewood, NJ
2008 to 2013
Legal Assistant West Bergen Mental Healthcare
Ramsey, NJ
Jun 2012 to Aug 2012
Volunteer Discovery Institue for Addictive Disorders
Marlboro, NJ
Sep 2011 to Apr 2012
Admissions Intern Champion Windows
Ashland, VA
Mar 2009 to May 2011
Receptionist Randolph-Macon College
Ashland, VA
Jan 2011 to Apr 2011
Research Assistant Randolph-Macon College
Ashland, VA
Sep 2009 to Apr 2011
Peer Educator Randolph-Macon College
Ashland, VA
Mar 2010 to Dec 2010
Research Assistant Hanover Prevention Services
Ashland, VA
Jan 2010 to Jan 2010
Intern

Education:

Monmouth University
West Long Branch, NJ
2011 to 2013
Master in Social Work Randolph Macon College
Ashland, VA
2007 to 2011
BA in Psychology

Skills:

Mental Health, Behavioral Health, Internet, Microsoft Office (Word, Excel, Powerpoint), SPSS, PsychConsult, Research, Writing, Social Media

Michelle Mitchell Oceanport, NJ

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Work:

Jane Booker Family Health Center

Sep 2013 to 2000
Certified Nurse Midwife Dr. Sreedevi Rama

Jul 2013 to 2000
Focus OB/GYN Trinitas Regional Medical Center
Elizabeth, NJ
Aug 2012 to Dec 2012
Student Midwife The Center for Women's Health
Avon-by-the-Sea, NJ
May 2010 to Aug 2012 LDRP

Jan 2007 to Jan 2009
Staff Nurse THP

Aug 1996 to May 2003
Director of Transitional Living

Education:

The University of Philadelphia, Institute of Midwifery
Philadelphia, PA
Aug 2008 to Dec 2011
Masters of Science in Midwifery/CNM Seton Hall University
Sep 2004 to Dec 2006 College of Nursing
South Orange, NJ
Dec 2006
BSN College of Psychology and College of Foreign Languages
1997
Bachelor of Arts Seton Hall University, College of Education
South Orange, NJ
Jan 1992 to May 1993
Masters of Arts in Counseling Psychology Monmouth College (University)
Sep 1987 to May 1991

Michelle Mitchell Davis, CA

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Work:

Gender Health Services

May 2014 to 2000
MFT Trainee Wind Youth Services

Mar 2014 to 2000
MFT Trainee UC Davis - Shields Library

2006 to 2000
Library Assistant II UC Davis - Shields Library

2003 to 2005
Student Assistant III UC Davis HR Dept
Quincy, CA
2000 to 2003
Student Assistant II Feather River College

Education:

University of Davis
Davis, CA
2005
Bachelor of Arts in English University of Phoenix, Sacramento Campus
Masters in Marriage Family Therapy

Michelle Mitchell Saint Albans, NY

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Work:

JP MORGAN CHASE

Aug 2012 to Present
QUALITY CONTROL ANALYST JP Morgan Chase
Brooklyn, NY
Oct 2011 to Aug 2012
EXECUTIVE OFFICE RESEARCH ANALYST PARK TERRACE CARE CENTER
Rego Park, NY
Jun 2010 to Aug 2010
RECREATION LEADER/ RESIDENT RELATIONS REPRESENTATIVE MOUNT SINAI
New York, NY
Oct 2009 to Aug 2010
ONCOLOGICAL SCIENCES ADMINISTRATIVE INTERN

Education:

Stony Brook University
Jan 2012
Masters of Science in Human Resources Management University of Maryland
Aug 2005 to May 2009
Bachelors of Science in Business Administration

Skills:

Microsoft Office Suite (Outlook, Word, Excel, PowerPoint) Mortgage Banking: Training Central, Share Point, MSP, LPSD, WebER, HL Federated, Lenderlive, iVault, Infosource, CCW, VLS, Fortracs Marketing: AdManager, Omniture, Fattail Statistical: SPSS

Michelle A. Mitchell

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Specialties:

Family Medicine

Work:

Hawaii Family Health
50 Ululani St, Hilo, HI 96720
8089332399 (phone), 8886790767 (fax)

Education:

Medical School
University of Toledo College of Medicine
Graduated: 2005

Conditions:

Abnormal Vaginal Bleeding
Acne
Acute Bronchitis
Acute Pharyngitis
Acute Sinusitis

Languages:

English

Description:

Dr. Mitchell graduated from the University of Toledo College of Medicine in 2005. She works in Hilo, HI and specializes in Family Medicine. Dr. Mitchell is affiliated with Hilo Medical Center.

Michelle Mitchell

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Specialties:

Urgent Care Medicine

Work:

Apple Care
151 S Houston Lk Rd STE 190, Warner Robins, GA 31088
4789534171 (phone), 4789534170 (fax)

Languages:

English

Description:

Dr. Mitchell works in Warner Robins, GA and specializes in Urgent Care Medicine.

Michelle P. Mitchell

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Specialties:

Family Medicine

Work:

Pacific Brain & Spine Medical GroupPacific Brain & Spine Medical Group Inc
20055 Lk Chabot Rd STE 110, Castro Valley, CA 94546
5108863138 (phone)

Pacific Brain & Spine Medical Group
1320 El Capitan Dr STE 300, Danville, CA 94526
5108863138 (phone)

Languages:

English
Portuguese
Spanish

Description:

Ms. Mitchell works in Castro Valley, CA and 1 other location and specializes in Family Medicine. Ms. Mitchell is affiliated with Alta Bates Summit Medical Center, Eden Medical Center and San Ramon Regional Medical Center.

Michelle A Mitchell

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Specialties:

Family Medicine

Education:

(2005)

Michelle Denise Mitchell

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Specialties:

Obstetrics & Gynecology
Gynecology
Obstetrics

Michelle Lynn Mitchell

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Specialties:

Pediatrics
Pediatric Infectious Diseases

Education:

Saint Louis University