Wei W Xu

US Patent:

20220198209, Jun 23, 2022

Filed:

Dec 22, 2020

Appl. No.:

17/131697

Inventors:

- Santa Monica CA, US
Carlos Anchia - Plano TX, US
Corey Staten - Columbus OH, US
Wei Xu - Seattle WA, US

International Classification:

G06K 9/20
G06T 11/20
G06T 7/12
G06K 9/62

Abstract:

An example system includes a first and second digital device. The first digital device may be configured to provide an interface displaying an image including a depiction of an object, place a bounding shape around the object, and crop contents of the bounding shape to create a portion. The second digital device may be configured to receive the portion, retrieve high-level features and low-level features, apply first Atrous Spatial Pyramid Pooling (ASPP) to the high-level features to aggregate the high-level features as aggregate features, concatenate results to create the aggregate features, up-sample, apply a convolution to the low-level features, concatenate the aggregate features with the low-level features after convolution to form combined features, segment the combined features to generate a polygonal shape outline along outer boundaries of the first object, and provide the first polygonal shape outline to the first digital device for display.

US Patent:

20200082406, Mar 12, 2020

Filed:

Sep 6, 2018

Appl. No.:

16/124004

Inventors:

- Purchase NY, US
Wei Xu - Millwood NY, US

International Classification:

G06Q 20/40
G06Q 20/08

Abstract:

An electronic payment card processing system and method includes at least one computing device in communication with a multi-party payment processing system and network for processing payment card transactions. The computing device receives transaction data for a plurality of payment card transactions identifies foreign exchange transactions based on the received transaction data, and applies a chargeback loss mitigation rule to filter a chargeback request for a disputed transaction charge that relates to an identified foreign exchange transaction, thereby preventing an unnecessary chargeback for the foreign exchange transaction.

US Patent:

20190130409, May 2, 2019

Filed:

Oct 26, 2017

Appl. No.:

15/794538

Inventors:

- Purchase NY, US
Wei Xu - Millwood NY, US

International Classification:

G06Q 20/40
G06Q 20/10
G06Q 20/34

Abstract:

A message is generated to initiate an ACH (automated clearing house) transaction to benefit a recipient account associated with a recipient token. The message includes the recipient token. After the message is transmitted, an authentication message is received. The authentication message indicates authentication of the recipient token. The ACH transaction is implemented in response to receiving the authentication message.

US Patent:

20170352025, Dec 7, 2017

Filed:

Jun 1, 2016

Appl. No.:

15/169936

Inventors:

- Purchase NY, US
Wei Xu - Millwood NY, US
Frank Charles Barbuto - New Rochelle NY, US

International Classification:

G06Q 20/36
G06Q 20/40

Abstract:

Embodiments of the disclosure enable one or more protection mechanisms to be managed using a digital wallet platform. Product data associated with a product is identified. The product data is analyzed to identify one or more potential protection mechanisms associated with the product. At least one protection mechanism is identified from the potential protection mechanisms, and the product is registered with a protection system such that the at least one protection mechanism provides protection for the product. A protection capsule corresponding to the at least one protection mechanism is generated. The protection capsule is accessible using a digital wallet. Aspects of the disclosure provide for utilizing the digital wallet for a plurality of functions including payment card management, financial account management, and protection mechanism management.

US Patent:

20150006270, Jan 1, 2015

Filed:

Jun 26, 2013

Appl. No.:

13/927490

Inventors:

Wei Xu - Millwood NY, US
Elizabeth Platko - Cortlandt Manor NY, US

Assignee:

MASTERCARD INTERNATIONAL INCORPORATED - Purchase NY

International Classification:

G06Q 30/02
G06Q 20/10
G06Q 20/22

US Classification:

705 1423, 705 39

Abstract:

Using at least one computer processor, a first input is received from a payor. The first input specifies a payee account for a transaction. For each payment source among a plurality of payment sources available to the payor, the application computes a processing cost associated with said payment source for the transaction, or a net cost to the payor associated with said payment source for the transaction, or both. An indication of one of the payment sources is displayed to the payor. The indication indicates that said one payment source is optimal according to a predetermined criterion. For each payment source, said associated processing cost and/or said associated net cost is/are displayed to the payor. A payment is processed to the payee account using one of the payment sources, which may be the payment source that was determined to be optimal or another payment source.

US Patent:

20140358776, Dec 4, 2014

Filed:

Jun 3, 2013

Appl. No.:

13/908406

Inventors:

Wei Xu - Millwood NY, US
Elizabeth Platko - Cortlandt Manor NY, US

Assignee:

MasterCard International Incorporated - Purchase NY

International Classification:

G06Q 20/10
G06Q 20/36
G06Q 20/22

US Classification:

705 41

Abstract:

A computer processor is used to determine, based on funds data that specifies at least an amount of received funds and a payor associated with a transaction, whether any allocation rule among a plurality of allocation rules is applicable for allocation of the received funds. If an allocation rule is applicable for allocation of the received funds, then the allocation rule is evaluated with the funds data to identify at least one account category, wherein each account category is associated with at least one account of a payee associated with the transaction. At least a portion of the received funds is allocated to at least one of the accounts associated with the identified account category or categories.